The Johnsons never thought they’d be in this position.
Living in Fort Myers, Florida, Mark and Lisa Johnson had worked hard to build a life for their two kids. They owned a modest home, both had reliable cars to get to work, and they weren’t living an extravagant lifestyle. But over time, things started to spiral financially—unexpected medical bills, rising mortgage payments, and credit card debt that kept growing no matter how much they tried to pay it down. One night, after putting the kids to bed, Lisa turned to Mark and finally asked the question they had both been avoiding:
“Can we even qualify for bankruptcy if we own a house and a car? We have so much debt, but I feel like we’ll lose everything if we file.”
The Truth About Bankruptcy and Assets in Florida
This is one of the biggest misconceptions people have about bankruptcy. Many believe that if they own a home, a car, or any valuable assets, they don’t qualify—but that’s not true! Florida has some of the strongest bankruptcy exemptions in the country, meaning that in many
cases:
- You can keep your home (thanks to Florida’s Homestead Exemption).
- You can keep your car (up to a certain equity exemption).
- You can wipe out credit card debt, medical bills, and personal loans.
Bankruptcy Is for People Who Need a Fresh Start—Like the Johnsons
After speaking with an experienced bankruptcy attorney at The Dellutri Law Group, Mark and Lisa realized that bankruptcy wasn’t about losing everything—it was about starting over.
They were able to eliminate their crushing debt while keeping their house and their cars. They no longer lived paycheck to paycheck, and most importantly, they could focus on their family’s future instead of drowning in financial stress.
If You’re in Debt, We Can Help—Big Time!
At The Dellutri Law Group, we’ve been helping Florida families file for bankruptcy for
over 30 years. With over 1,200 five-star reviews, we know how to protect your assets while
getting you the financial relief you need.
You don’t have to live in fear of losing everything. If debt is taking over your life, let’s talk.
We’ll review your options for free and help you take back control of your future.
Call us today at 239-939-0900 !