Picture this: John, a hardworking father of two, is driving home from work on a rainy Friday
night in Florida. As he approaches an intersection, another car runs a red light, slamming into
John’s vehicle. Thankfully, John walks away with only a sprained wrist and some back pain.
His car, however, is totaled. The person who caused the accident did not have insurance, but that
is another story which we will cover soon enough.
At first, John breathes a sigh of relief, thinking, “At least I have insurance.” Little did he know,
his insurance company, Reliable Coverage Insurance (ironically named, and of course, not his
real insurance company), was about to turn his minor injury and property damage claim into a
major headache.
The Insurance Nightmare Begins
After the accident, John contacted Reliable to file his claim. He expected a smooth process—after all, he had been paying premiums for years. Instead, he was met with:
- Delays: Weeks went by before he even got a response.
- Lowball Offers: When they finally reviewed his claim, they offered him $2,000—barely enough to cover his outstanding medical bills and far below the value of his totaled car.
- Games: Reliable argued that John was partially at fault, even though the police report clearly stated the other driver ran the red light.
What John Did Next
John decided to consult with a personal injury attorney. That decision turned everything around. His attorney:
- the Lowball Offer: By presenting evidence like the police report, photos of the accident scene, and medical records, the attorney forced the insurance company to reconsider.
- for Fair Compensation: Reliable eventually agreed to a settlement that covered John’s medical expenses, lost wages, car repairs, and pain and suffering.
Why This Matters for You
If you’ve been injured in an accident and your insurance company is giving you the runaround, you’re not alone. Many companies count on you accepting a low offer out of frustration. Here’s what you can do:
- Document Everything: Keep records of medical visits, your pain levels, your injuries, repair estimates, and communications with your insurer.
- Your Rights: Insurance companies must act in good faith.
- Legal Help: An experienced personal injury attorney can handle the stress of dealing with insurance companies while you focus on recovery.
The Dellutri Law Group: Fighting for Accident Victims for Over 30 Years
John’s story has a happy ending because he stood up for himself with the right legal help. At
The Dellutri Law Group, we’ve been helping accident victims just like John for over 30 years.
We know how to take on the insurance companies and fight for the compensation you deserve.
If you’ve been injured in an accident, don’t let your insurance company add insult to injury. Let
our experienced personal injury attorneys handle the hard work while you focus on getting better.
Call us today at 239-939-0900 or visit us online to schedule your free consultation.
Let’s make your story the next success story.